Smart withdrawals with AEPS

Withdraw cash the smart way—instantly and securely using just your Aadhaar number and fingerprint. With Jointpay’s AEPS service, there's no need for cards or PINs. We bring banking access to every corner of the country, ensuring your customers can access their money anytime, anywhere—with ease and confidence.

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AEPS balance check – stay in control

Empower your users to instantly check their bank balance using Aadhaar-based authentication. Jointpay’s AEPS Balance Inquiry API is fast, secure, and easy to integrate—enabling your platform to deliver real-time account information with just an Aadhaar number and fingerprint. No cards, no passwords—just seamless access and complete control.

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Mini statement API – Quick view of account activity

Give users instant access to their recent transaction history with Jointpay’s Mini Statement API. Fast, secure, and Aadhaar-enabled, this service helps users stay financially aware by retrieving the latest account activity in just seconds.

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Innovation and efficiency in every transaction

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Instant, card-free withdrawals

Let users access their funds instantly using Aadhaar and fingerprint authentication—no cards or PINs required. A seamless way to bring banking closer to every doorstep.

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Real-time balance updates

Provide your users with quick, secure access to their current account balance through Aadhaar-based verification—anytime, anywhere.

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Effortless transaction history

Allow users to view their recent account activity in seconds. Our Mini Statement API delivers a clear snapshot of financial transactions with accuracy and speed.