Micro ATM API – Turn any location into a mini bank

Bring banking to the doorstep with Jointpay’s Micro ATM API. Enable cash withdrawals using debit cards and PINs through secure, real-time transactions. Perfect for agents and merchants, our solution transforms any point into a convenient cash access hub—even in rural or unbanked areas.

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Micro ATM balance Inquiry API

The Jointpay Micro ATM Balance Inquiry API allows authorized agents to check a customer’s bank account balance securely using their debit card and PIN via certified micro-ATM (mATM) devices. This API is designed for integration with POS devices or mobile terminals that support EMV card reading and PIN capture. It enables financial inclusion by allowing customers to access their bank balance even in remote areas, without the need for internet banking or mobile apps..

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Innovation and efficiency in every transaction

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Portable banking, redefined

Empower agents to deliver banking services anywhere with secure, compact Micro ATM devices—enabling fast, card-based cash withdrawals on the go.

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Smart withdrawals, simplified

Experience frictionless cash access through Micro ATMs with real-time processing, PIN authentication, and zero dependency on traditional bank branches.

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Banking beyond boundaries

Bring secure financial access to underserved areas with our Micro ATM API—designed for efficiency, scale, and reach across every geography.